How it Works!
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Join Unitus
Start your path to $300 by simply joining Unitus online or at a branch between February 1 and April 30, 2026.
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Open a Unitus Checking or Personal Interest Checking Account
Fund your new checking account with at least $50 and receive $50 credited to your account within 1 business day.
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Set up Direct Deposit of at least $250
Within 60-days of opening your new membership, set up your qualifying direct deposit of at least $250 and receive $250 credited to your account.
With every Unitus Checking account, you'll enjoy:
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No Annual or Monthly Service Fee
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Free Mobile Deposit
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Mobile Wallet and Contactless Cards
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Free Access to Over 30,000 ATMs
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Manage Your Account 24/7 From Anywhere
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Full Service Branch Locations
Hands down THE best all the way around. Customer service, ATM, in branch consistent staff and personal support and professionalism. The list goes on and on.
Find the checking account that fits your lifestyle
| Unitus Checking | Interest Checking | |
|---|---|---|
| Best if you want: | A truly free checking account. | A checking account that earns interest. |
| Unitus Rewards: | Yes - $.05 for every purchase over $5.00 and earn 5.00% APY** on those funds1 | No |
| Earns Interest: | No | Yes - 5.50% APY**. See qualifications to earn rate.2 |
| Minimum Daily Balance Requirement: | No | No |
| Opening Deposit: | No | $25 |
Unitus Checking
| Best if you want: | A truly free checking account. |
|---|---|
| Unitus Rewards: | Yes - $.05 for every purchase over $5.00 and earn 5.00% APY** on those funds1 |
| Earns Interest: | No |
| Minimum Daily Balance Requirement: | No |
| Opening Deposit: | No |
Interest Checking
| Best if you want: | A checking account that earns interest. |
|---|---|
| Unitus Rewards: | No |
| Earns Interest: | Yes - 5.50% APY**. See qualifications to earn rate.2 |
| Minimum Daily Balance Requirement: | No |
| Opening Deposit: | $25 |