Small Business Banking Services

Our comprehensive small business banking services suite covers business checking and savings, payroll, merchant services, and more.

Solutions To Keep Your Business Moving Forward

Business Checking Accounts

Give your business a checking account that meets your needs. Our business checking account includes debit cards, overdraft protection, online and mobile banking access.

Business Savings Accounts

Your employees clock out, but your savings shouldn’t. Whether you’re looking for higher returns, liquidity or both, our business savings accounts are here to help your cash grow.

Business Banking Services

Your business requires services that are convenient and add value to your employees. Unitus offers merchant and payroll services to keep your business running smart and efficient.

Bringing the community together one small business at a time

Our #PDXunites series is all about local small businesses. They are the economic engine of our communities, and it’s more important now than ever that we show our support. In partnership with Small Shops Big Hearts, we feature weekly #PDXunites giveaways on social media to various local small businesses.

Business Checking Accounts

Depending on the needs of your business, we offer two different checking account options:

Portrait of smiling entrepreneur in coffee shop with the boxes.

Business Basic Checking

Portrait of smiling entrepreneur in coffee shop with the boxes.
  • No Minimum Balance
  • Free Visa Debit Card
  • No Monthly Service Fee
  • Checks Paid – $0.15 per check (first 75 free)
  • Checks Deposited – $0.15 per check (first 75 free)
  • Overdraft Protection
  • Convenient access and money management through digital banking
Owner of small online shop. Receiving orders and packing boxes for delivery.

Business Interest Checking

Owner of small online shop. Receiving orders and packing boxes for delivery.
  • Earns Interest
  • $3,000 Daily Minimum Balance
  • Free Visa Debit Card
  • $10 Monthly Service Fee
  • Checks Paid – $0.15 per check (first 150 free)
  • Checks Deposited – $0.15 per check (first 150 free)
  • Overdraft Protection
  • Convenient access and money management through digital banking

What You Will Need to Open a Business Checking Account

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As the owner of Bread & Honey Cafe, I’ve always loved Unitus. As soon as they moved into the neighborhood they have been the most supportive people. I feel like they really understand how hard it is to be a small business.

Dyani W., N. Williams

Business Savings Accounts

A smart savings plan helps to protect your business against uncertainty while earning competitive rates. Unitus offers a range of flexible savings options for your business.

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Money Market Accounts

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Earn higher interest rates on higher balances while keeping your funds flexible.

  • No limit on withdrawals you make in person. Withdrawals can also be made online and by phone (restrictions apply*)
  • No fee if daily minimum balance is at least $10,000; otherwise $5 per month
  • No limit on deposits
  • Competitive rates
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Certificates of Deposit (CDs)

Two florists using a digital tablet in plant shop.

Great if you don’t need immediate access to your money.

  • Immediate interest accrual
  • Monthly compounding interest; earned penalty-free
  • Terms ranging from six months to five years
  • Competitive rates

Additional Business Savings Options

Business Banking Services

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Merchant Services

Woman paying bill through smartphone using NFC technology in a restaurant.

A hassle-free credit and debit card acceptance.

  • Month-to-month contract
  • Wireless options for home-based or mobile businesses
  • Affordable standard and virtual terminals

Get a quote! Complete this short formemail, or call our trusted partner Total Merchant Concepts at 1-888-249-9919 for additional questions.

Business partners working together from their home office.

Payroll Services

Business partners working together from their home office.

Stay focused on your business with the help of PAYCHEX® for all your payroll processing needs.

  • Employee direct deposit or payroll debit cards
  • Payroll processing
  • Payroll tax preparation

Get a quote! Fill out this short referral form and email it to us. We will have someone from PAYCHEX contact you within 48 hours. You may also contact PAYCHEX directly at 503-620-6800.

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As the manager at Cloak & Dagger Barber Co., we love banking with Unitus because we know they support small businesses like us, and the community.

Dakota H., N. Williams

Open Your Business Account Today

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