Life Defining Moment - Dream Big with Unitus Home Equity Loan

Unlock your home’s equity and get cash fast! Starting as low as 5.99% APR* use your equity to make home improvements, pay for college tuition, or anything else life brings your way.

  • Zero Loan Origination Fees
  • Borrow Up to $250,000
  • Limited Time Offer!
Get Started with Equity Line Plus

Where everyone, every moment matters.

For every moment that matters, there’s Unitus Community Credit Union. We’re your partner through life’s defining moments with empathy, expertise, and unwavering support.

  • Earn 5.00% APY1 with Unitus Rewards

    From gas and groceries to your favorite subscriptions and self-care essentials, everyday purchases earn you cash back. Use your Debit Cash Back, Debit Round Up, and Cash Back Rewards Credit Card, and get cash back!

    Earn More!

  • Virtual Home Buying Seminar - May 22

    Thinking about buying a home?

    Join us for a FREE Virtual Home Buying Seminar where our Home Loan Expert will guide you through the ins and outs of the home buying process, financing options, and tips for securing your dream home.

    Reserve Your Spot

  • Get Today's Best Auto Loan Rates

    Whether you’re eyeing a sleek sedan, truck, or SUV; we’ve got you covered!

    Enjoy low interest rates, flexible repayment terms, and a streamlined approval process.

    Say goodbye to the stress of financing and hello to the open road!

    Find Your Ride!

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What Our Members Are Saying

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As the owner of Bread & Honey Cafe, I’ve always loved Unitus. As soon as they moved into the neighborhood they have been the most supportive people. I feel like they really understand how hard it is to be a small business.

Dyani W., N. Williams

My wife and I recently opened a business account with Unitus and the staff was so helpful. I especially want to thank Ryan and Nathan. Thank you guys!

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5 stars
Julio Q., Salem

You Are in Control

Whether you lost your card or noticed some suspicious charges, you’re in control. Turn your card on/off instantly, wherever you are, with Unitus Card Guard (iOS/Android).

Access to 24/7 digital banking with our mobile app

  • Save, spend, and manage your money all in one place.
  • Link external accounts to get a full view of all your money
  • Set up custom alerts by email or text for: balance, withdrawals, deposits, and more!
Download on the App Store Get it on Google Play

Disclosures

**APR=Annual Percentage Rate. Rates are variable and change monthly. Rate is valid as of 2/1/25. Additional restrictions and/or requirements may apply. Annual fee of $50. There is a prepayment fee of $395 if the Equity Line Plus account is closed within 36 months of origination. If the loan is a first lien, payment examples do not include amounts for taxes and insurance premiums, actual payment obligation will be greater. Property insurance is required for this loan. A $30,000 segment with a term of 60 months at 5.99% requires monthly payments of $580.04. Rates above are available for owner-occupied, detached, single family residential properties up to 80% CLTV. Rates higher for any other occupancy/property type

1 APY = Annual Percentage Yield. Unitus Rewards is only available with Unitus Checking. Rate effective as of 2/1/25. Rate is variable and can change. Fees could reduce earnings. Restrictions may apply.

2See full disclosures. The application to apply for a home loan is only available in English at this time.

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