Jumbo Loans, FHA and VA Loans
You need a loan that fits you. Large loan? Small down payment? Veteran? Look no further.
In order to meet the diverse needs of our community, we offer these loan types in addition to our standard home mortgage options:
-
Jumbo Loans
Finance a home that exceeds the conventional mortgage loan amount above $726,200.
A few things to know:
- Credit score must be over 680.
- Debt-to-income ratio must be below 43%.
- Flat loan origination fee, flexible payment options, and more!
-
FHA Loans
Great for borrowers with lower credit scores and higher levels of debt.
FHA Loans at a glance:
- Down payment starts at 3.5%.
- Loan qualifications are typically easier to meet.
- Private Mortgage Insurance (PMI) is required.
-
VA Loans
Offer less restrictive qualifying guidelines to our men and women in uniform.
VA Loans at a glance:
- No down payment or Private Mortgage Insurance (PMI) required.
- Less stringent income and credit score requirements.
- Closing costs are typically lower; a VA funding fee may be required.
More Benefits with a Unitus Jumbo Loan
- Hassle-free loan closing
- Up to 90% LTV (loan-to-value ratio)
- View current rates
Realize Your Dream with an FHA Loan
- Loan limits are defined by county or property location.
- Gift funds for down payment may come from family members, charitable organizations, etc.
- Contact a Home Loan Expert for current rates
VA Loans - The Best Loans for Qualified Veterans
- The U.S. Department of Veterans Affairs offers VA home loans, enabling Unitus to provide veterans, service members and their surviving spouses with affordable options and rates.
- VA loans are great for veterans with low to moderate incomes and with little down payment.
- Contact a Home Loan Expert for current rates
Home Buying Seminars
Thank you for joining us this year at our virtual Home Buying seminars! Stay tuned for upcoming dates to be released for seminars to begin again in early 2023. In the meantime, please contact a Home Loan Expert, if you have any questions on our many loan programs currently available.
Ease your home buying anxiety by attending one of our no-cost seminars where we will guide you through the process and answer your questions.
You will learn:
- The key steps to buy your new home
- Industry trends affecting the market
- Techniques to help get your offer accepted
Questions? We've got answers!
Get in touch with one of our experienced and knowledgeable Home Loan Experts today! They’re ready to make your dream of homeownership a reality.