What are some red flags I should look for, and activity I should be suspicious of?
- You find new accounts on your credit report that are not yours
- You do not receive an expected bill/statement by mail or email notification
- You find unexpected charges on your account or charges from unrecognized vendors
- Checks posting to your account that are significantly out of numeric order
- You receive credit cards that you did not apply for
- You are denied credit or are offered less than favorable credit terms for no reason
- You receive calls from creditors or debt collectors regarding purchases or services that you did not authorize
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