How long does it take for Bill Pay payments to be processed?

Unitus recommends that you schedule your payments a minimum of five (5) business days before the due date for check payments and two (2) days for electronic payments. Depending on the payee, payments may be sent electronically or via U.S. Mail, but even electronic payments need at least two (2) business days to be processed. Payments requiring a coupon or payment stub may take longer to process by the payee.