Unitus Credit Cards

  • Earn cash back or rewards with low rates
  • No annual fees
  • Tap to pay and link to digital payments like Apple Pay or Google Pay
  • Use it anywhere VISA® is accepted
  • Application available in Spanish
View Rates and Apply

Unitus Cash Back Rewards

Earn 1.5% cash back on everyday purchases and enjoy peace of mind with a credit card designed with your best interests in mind.

  • No annual, international, or balance transfer fees
  • Earn 5.00%APY* on your cash back earnings
  • Cash back earnings automatically deposited into a Rewards Savings account daily

Choose the card that's right for you

Cash Back Visa Platinum Classic
Consumer Cash Back Visa Card

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Consumer Platinum Rewards Visa Card

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Consumer Classic Visa Card

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Best for:Earning 1.5% unlimited cash back on all purchases.Earning 1 point for every $1 spent, redeeming points easily online for gift cards, travel, and more.Helping to establish, build, or rebuild your credit the simple and smart way.
Annual Fee:NoNoNo
International Fee:NoYesYes
Cash Advance Fee:NoNoNo
Balance Transfer Fee:NoNoNo
Additional Visa Sponsored BenefitsYes1Yes1Yes1
Auto Rental CoverageNoYes2No
Contactless Payment Option and Tap to Pay YesYesYes
Card Can be Added to Digital Wallets for easier checkout experienceYesYesYes
Cash BackYes. Cash back is automatically deposited into a Rewards Savings account daily where it is earning 5.00%APY*.NoNo
ApplyApplyApply

Cash Back

Consumer Cash Back Visa Card

Apply
Best for: Earning 1.5% unlimited cash back on all purchases.
Annual Fee: No
International Fee: No
Cash Advance Fee: No
Balance Transfer Fee: No
Additional Visa Sponsored Benefits Yes1
Auto Rental Coverage No
Contactless Payment Option and Tap to Pay Yes
Card Can be Added to Digital Wallets for easier checkout experience Yes
Cash Back Yes. Cash back is automatically deposited into a Rewards Savings account daily where it is earning 5.00%APY*.
Apply

Visa Platinum

Consumer Platinum Rewards Visa Card

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Best for: Earning 1 point for every $1 spent, redeeming points easily online for gift cards, travel, and more.
Annual Fee: No
International Fee: Yes
Cash Advance Fee: No
Balance Transfer Fee: No
Additional Visa Sponsored Benefits Yes1
Auto Rental Coverage Yes2
Contactless Payment Option and Tap to Pay Yes
Card Can be Added to Digital Wallets for easier checkout experience Yes
Cash Back No
Apply

Classic

Consumer Classic Visa Card

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Best for: Helping to establish, build, or rebuild your credit the simple and smart way.
Annual Fee: No
International Fee: Yes
Cash Advance Fee: No
Balance Transfer Fee: No
Additional Visa Sponsored Benefits Yes1
Auto Rental Coverage No
Contactless Payment Option and Tap to Pay Yes
Card Can be Added to Digital Wallets for easier checkout experience Yes
Cash Back No
Apply

Backed by serious security

  • Minimize fraud risk with 24/7 fraud monitoring
  • Make fast, secure contactless payments at local merchants — all of our cards fit into your digital wallet
  • Enjoy worry-free purchases with Zero Liability protection3 from VISA

You are in control

Whether you lost your card or noticed some suspicious charges, you’re in control. Turn your card on/off instantly, wherever you are, with Unitus Card Guard (iOS/Android).

Disclosures

*APY = ANNUAL PERCENTAGE YIELD. Rates are variable. Fees could reduce earnings. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back.

1Learn more about Visa cardholder benefits.

2Auto Rental Coverage for Visa Platinum

3Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more details.

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