Leading the Future of Credit Union Remittances
Unitus Community Credit Union is modernizing international money movement for credit union members by launching MoviSM a fully white-labeled remittance experience powered by PayMitto’s cross-border payments platform.
Say hello to MoviSM
Discover how Unitus members can send money to family and friends abroad in just a few simple steps, right from within their digital banking experience. Learn more about:
- How Movi works
- Member benefits of Movi
- Why international remittances matter
Media
Case Study
Launching a Sending Side Digital Remittance Solution – View Case Study
Press Release
Unitus Launches New International Remittance Service “Movi” to Expand Access for Members Supporting Loved Ones Abroad – View Press Release
WCUC Flyer
Movi Cross-Border Remittances – View Flyer
Additional Videos:
Contact & FAQs
For more information, contact:
Jon Cabreros, Payments Product Manager
Unitus Community Credit Union
jcabreros@unitusccu.com
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PayMitto and Visa Direct provide enterprise‑grade fraud monitoring, risk scoring, OFAC/BSA/Reg E compliance, and transparent reporting, combined with the credit union’s own digital fraud tools.
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As member‑owned cooperatives, credit unions can provide a secure, transparent, community‑first solution. Remittances become part of a broader financial‑wellness journey rather than a standalone fee‑driven service.
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Key requirements include:
- Global reach
- Competitive and transparent pricing
- Options include bank transfer, card/digital wallet, and cash pickup
- Full digital integration in online and mobile banking
- English/Spanish support
- Built‑in fraud, risk, and compliance tools
- PayMitto meets all these criteria while minimizing operational burden for staff.
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A significant portion of remittance activity currently happens outside the CU. For Unitus, members already send over $5M annually, but much more is happening elsewhere due to friction in the current process. Capturing this activity increases engagement, digital adoption, and long‑term member loyalty.
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Cross‑border transfers give members a faster, safer, and more affordable way to send money internationally, helping them keep more of their hard‑earned money. By reducing fees and simplifying the transfer experience, it supports greater financial stability and peace of mind.
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Millions of members—especially Hispanic and multicultural communities—send money abroad regularly. Offering an integrated, secure remittance solution keeps those transactions inside the credit union ecosystem instead of losing them to third‑party providers. It meets a major member need while aligning with a mission of financial inclusion.
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Members get fast, convenient, transparent transactions directly within their trusted digital banking; there is no need to visit external websites or storefronts. Real‑time notifications, status tracking, and clear communication maintain trust and reduce stress.
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It’s a foundational step toward a unified global payments ecosystem that connects credit unions across borders. Future opportunities include enabling savings, microloans, and financial‑wellness benefits for recipients abroad, strengthening the cooperative movement worldwide.
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PayMitto stood out for speed‑to‑market, seamless digital integration, strong compliance and fraud controls, global reach, and alignment with CU values. Their platform was awarded “Best Cross‑Border Payments Platform,” reinforcing its reliability and innovation.
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Visa Direct enables real-time payments by using Visa’s global push payment rails to move money to accounts, cards/digital wallets, and cash pickup locations using credentials members already have. This reduces friction, increases convenience, and delivers a modern experience that benefits both underserved communities and digital‑first members.
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