Life-Defining Moment - Sharing the Benefits of Unitus Rewards
Score up to $75* when you refer a friend to a Unitus Rewards account and both of you get rewarded!
Hurry, this offer ends August 31, 2025!
Get Rewarded!
Refer more friends, get more rewards! Choose how much you want to get rewarded.
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Earn $25 by opening a Unitus Checking Account
A truly free checking account. It’s an easy way to save while you spend!
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Earn $25 by enrolling in Debit Round Up
Watch spare change turn into savings1 automatically! That’s extra cash for you.
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Earn $25 by opening a Cash Back Rewards Visa Credit Card
Enjoy rewards on every purchase!
Referring a Friend to Unitus
When a new member joins, they’ll simply need to provide the name and either the email or phone number of the Unitus member who referred them. To qualify, the new membership must be established between July 1 and August 31, 2025. The following items are required at the time the new account is opened:
- A one-time membership fee of $10
- A $5 opening deposit for Prime Share
- A $50 opening deposit for checking
- Requirements must be met by October 31, 2025.
- Accounts must be open and in good standing on November 1, 2025.
- Only personal accounts are eligible for the offer.
- Payout may be reported to the IRS.*
If you open your account online, select “I was Referred.” We’ll take care of the rest!
Join Us Today
We’ve made it easy to open an account. Let’s get started
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Online
Get started and join within a few minutes. Select “I was Referred.” We’ll take care of the rest!
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At a Branch
Stop by or schedule an appointment at a branch that is most convenient for you.
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Questions
Give us a call, contact our Virtual Branch, or click “Let’s talk”.
How to Open a Rewards Account Online
Ready to start earning and saving? Just log in to digital banking.
Once you’re in, click “Add Product” under either “Accounts” or “My Offers.” Then, simply follow the on-screen instructions
to enroll in Unitus Rewards Cash Back or Unitus Rewards Cash Back and Round Up.
The Round Up feature is totally optional. If you enable it, we’ll send the extra change from your checking account to your Unitus Rewards savings account, helping you save money even faster!
As soon as you enroll, your Unitus Rewards savings account will appear in digital banking, and you’ll start earning—and saving—right away. Tell your friend when they open an account online, select “I was Referred.” We’ll take care of the rest!
Unitus Rewards FAQs
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Each time you make a debit purchase $5.00 and over, Unitus will reward you with 5¢. Each day your total rewards will be deposited into your Unitus Rewards savings account, which earns interest. You can also elect to round up your debit card purchases to the nearest dollar. That extra change goes right from your Unitus checking account into your Unitus Rewards account each day. You can cash out your rewards at any time, but you cannot make any additional deposits into your Unitus Rewards savings account.
Ready to get started? Log into digital banking and click “add product” under “accounts” or “my offers.” Follow the on-screen instructions to enroll in Unitus Rewards Cash Back or Unitus Rewards Cash Back and Round Up. The Round Up feature is completely optional if you’d like to have your extra change sent from your checking account to your Unitus Rewards savings account. It’ll help you save money faster!
Once enrolled, you’ll see your Unitus Rewards savings account immediately in digital banking and you’ll start earning—and saving—immediately.
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If you earn more than $10 in Unitus Rewards cash back and interest in a calendar year, you’ll receive a 1099-INT form, reporting your interest earnings to the government
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Members in good standing are eligible for Unitus Rewards if they have a Unitus Checking account, debit card, and are opted into eStatements.
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Don’t worry! Your checking account must have an available balance in order for your purchase to be rounded up. If the money’s not there, we’ll skip the round up for that day!
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You can monitor the deposits made from cash back and round up in digital banking. Go to Rewards Savings Account Transactions to see your deposits. To see the interest rate, available/current balance, and interest paid year-to-date, just go to the Rewards Savings Account Details screen.
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Yes! If there are two debit cards on a Unitus checking account, and the account is enrolled in rewards, purchases from both cards earn cash back and can be rounded up for more savings.
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You can make a change at any time. Just log in to digital banking and use the “Let’s Talk” bubble at the bottom of the screen to chat with us. You can also contact us via secure message or phone and we’ll be happy to answer any questions or assist in making account changes.
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You may not yet meet all the eligibility criteria to enroll in Unitus Rewards. You need a Unitus Checking account, debit card, and must be enrolled in eStatements. If you’re not eligible, you will receive an error message. But don’t worry! You can contact us and we’ll help you set up the right tools to make you eligible for Unitus Rewards.
You may also receive an error message if you already have an account enrolled in Unitus Rewards. In addition, if you try to transfer any funds into this account, you’ll receive an error message as only cash back or round up deposits can be made into Unitus Rewards savings accounts. You may transfer your money out of your Unitus Rewards savings account at any time.
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Unfortunately, Business Checking accounts and debit cards are not part of Unitus Rewards, only Unitus consumer memberships are eligible for Unitus Rewards. To be eligible, members must be in good standing, have a Unitus Checking account with debit card, and opt into eStatements.
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