Mobile & Online Banking

Commonly used widgets are called “Favorites”. You can modify these by adding or removing widgets from your dashboard in the Settings screen

The Accounts widget provides quick access to view transaction history, customize your accounts in uOnline, and find tax information.

The Transfers widget offers quick, 3-click transfers between your accounts, plus access to schedule transfers, transfer to another member, and set up transfers to and from accounts or loans at other financial institutions.

With Bill Pay, you can schedule payments to any payee, plus view your payment history.

The Add Products widget allows you to open a new account or apply for a loan from the comfort of your home or while on the go.

Click More to access other widgets offered through uOnline. Some of the widgets we haven’t talked about yet include Budgets, Savings Goals, Check Services, eStatements and more.

View your account balances at a glance in the “Accounts” panel. To customize, add, or remove accounts from the dashboard, click the gear icon.

Get help at any time by clicking the Help button. The details that display will be specific to the Widget you are using.

Customize your account views, change your notifications, upload a profile picture and more in the Settings menu. You can also reach the settings menu from the Widget menu to the left.

Link external accounts from other financial institutions to view your balance and transactions.

A quick glance of your recent account activity can be found here. You can modify the date range and type of activity you wish to monitor by clicking the Settings icon.

From the login screen, enter your existing username and password. Click “Log In”.

Select and answer five unique security questions. Answers must be unique, no two answers can be the same.

Confirm the current email, phone number and time zone is accurate. Make changes if necessary, otherwise, click “Continue”.

Click anywhere on the screen, to load the uOnline Terms & Conditions.

Review the uOnline Service Agreement terms and conditions in order to proceed. When finished, check the “I agree” box.

Before you proceed, we need to make sure you can open PDF documents. Click “Open PDF” and copy the code in bold print from the file that opens. Paste the code in the Access Code field and click “Continue”.

Start your new uOnline banking experience. Complete your profile, view your accounts, and customize your settings.

From the login screen, click “Register” to create your unique online banking credentials.

Next, choose to register as either an Individual or Business depending on the type of account(s) you have with Unitus.

Review the uOnline Service Agreement terms and conditions in order to proceed. When finished, check the “I agree” box.

Before you proceed, we need to make sure you can open PDF documents. Click “Open PDF” and copy the code in bold print from the file that opens. Paste the code in the Access Code field and click “Continue”.

Confirm your identity by entering your information into the required fields. Click “Continue”.

Enter a username using only letters and numbers, and check availability to see if it is available. Next, choose how you would like to receive a temporary password and click “Continue”.

You will receive the temporary password via the method selected. Enter it into the password field and click “Log In”.

Next, create a strong, unique password using only letters and numbers, and click “Continue”.

Select and answer five unique security questions. Answers must be unique, no two answers can be the same.

Confirm that we have a valid email, phone number and time zone and make changes if necessary, otherwise, click “Continue”.

Start your new uOnline banking experience. Complete your profile, view your accounts, and customize your settings.

Find the dropdown menu located near your name in the upper right and choose “Settings”.

From the settings screen, click the “Contact” tab.

Click the pencil icon next to the phone number you want to use to receive text notifications. uOnline uses a double confirmation code process for security, so you’ll enter two different codes to complete this process.

Check the box to confirm that you want to receive SMS Text Messages and click the button to “Send a code via text.” The system will show a "Not Confirmed" message for phone numbers that haven't been verified yet.

Click the “Send Code” button to send a text message with an access code to the phone number you selected. Note: You can also verify your identity via the Questions or Email option if you prefer

When the code arrives on your phone, enter the number provided and click “Verify.”

Click “Resend confirmation code” to send the final access code to the phone number you selected. This code will expire after 15 minutes. If you don’t receive the code or miss the 15-minute window, click to send again.

When the code arrives on your phone, enter the number provided and click “Confirm code” button.

Click “Save Changes” to complete this process.

Find the dropdown menu located near your name in the upper right and choose “Settings”.

From the settings screen, click the Notifications tab.

The Notifications tab displays a list of alert options. For each alert type, icons indicate which delivery method(s) you have enabled (text message, email and push).

To start receiving balance alerts, click the gear icon on the Balance Alert row.

Switch the toggle to “On” and Click “Select Accounts” to begin setting up alerts for your accounts.

On the “Balance Alert” panel that opens, Enter a high and/or low balance threshold you wish to receive alerts for. Click “Save” when you’re finished.

Select your desired notification method for the alert by clicking the appropriate checkbox. If you’ve added a mobile phone number and opted to receive SMS text messages or have an email address listed for your accounts in the "Contact" tab, you can select one or both here in addition to Push notifications. Click "Save Changes"

To disable alerts, select the gear icon and switch the toggle to the OFF position.

Click “Get Started” under the Link External Accounts section on the right side of the dashboard. You can also link external accounts from the “Accounts” tab in the Settings screen.

When linking your first external account a brief overview of the linking process will display.

Choose from a list of popular Financial Institution choices, or choose “Manual Accounts” if your institution is not listed

Enter your login credentials for the external account you're adding. uOnline will use this information to gain view-only access to your account(s). Click "Submit" and, once verified, your list of external accounts will display in your dashboard

From your dashboard, select “Transfers” from the widget menu.

Select the account you want to transfer from via the account options listed in the From section. Your selected source account information and the available balance are visible.

Select an amount that you want to transfer. To transfer an amount other than the pre-selected options, scroll down and enter the amount in the “Custom Amount” field.

Choose the destination for your transfer via the account options listed in the To section. Your selected destination account information and available balance are visible.

Complete the transfer by selecting “Submit Transfer”.

Review information on the Confirm Transfer screen that displays, then click “Confirm Transfer” to complete the transaction.

To transfer money to another Unitus member, select the “Advanced” tab, then click “Transfer to another Unitus Community Credit Union member”.

Enter the required member information for the person you want to transfer money to. You can choose to save the account for future use if you send money to them often.

Click “Save”, then enter the source account and transfer amount information in the next screen to complete the transfer.

To set up a recurring transfer, choose the “Advanced” tab, then select the source account where you want to transfer money from. You may choose one of your Unitus Shares, Credit Card, or linked external accounts.

Next, select the destination account where you want to transfer money to. You may choose one of your Unitus Shares, Credit Card, or linked external accounts.

Enter an amount, the date you want the transfer to be completed, and how often this transaction should take place.

Select when you want this transfer to stop. You can select “Never”, enter a specific date, or the number of total transfers you want to complete.

Click “Submit Transfer”.

Review information on the Confirm Transfer screen that displays, then click “Confirm Transfer” to complete the transaction.

To see your scheduled transfers, click the “Scheduled” tab. You’ll see a calendar with dates of upcoming transfers indicated by a yellow dot as well as a list of upcoming activity below.

To stop or edit a recurring transfer, from the “Scheduled” tab, find the transfer you want to stop and click the trash can icon. To edit, click the pencil icon. Please note: You may only edit a scheduled transfer before the first start date has begun. Otherwise, you must delete the transfer series and create a new one.

You can view previous transfer activity by selecting the “History” tab. Click the small arrow to see details about the transaction.

From the “Transfer” screen, select the “Advanced” tab, click on “Add an External Account”.

The first time you add an external account, you’ll be asked to read the ACH Transfer Policy and agree to the terms of use for the service. Click “I agree” to continue.

Enter your account details for the external account you’d like to add on the “Add Account at another bank” screen. Click “Save”.

You will need to verify your identity by selecting a verification method. For text, click “Send Code”.

Enter the code you receive via text and click “Verify”.

Unitus will send two micro-deposits to the external account you wish to add which can take up to three business days. Once you receive the deposits, go to the Settings widget, click on the Accounts tab and confirm the external account.

Open the menu and select “Transfers”.

Select the source of the funds you want to transfer from via the account options listed on the Choose From Account screen.

Select the destination for your transfer via the account options listed on the Choose To Account screen.

Enter an amount that you want to transfer and tap “Continue”.

Review information on the Confirm Transfer screen that displays, then click “Complete Transfer”.

To set up recurring payments, change the frequency as well as select the end date.

To view upcoming and previous transfers, select the “Activity” tab.

From the activity tab, you can tap a recurring transfer series and skip the next scheduled transfer or cancel the series via the mobile app.

In the uOnline Mobile App, open the menu and choose “Mobile Deposit”.

The first time you use Mobile Deposit, we’ll ask you to agree to the terms of using the service.

Tap the "Deposit Account" field to select the account you’d like to deposit into.

Once you’ve selected the account, enter the amount of the check you’re depositing. (NOTE: If you have an iOS device, this screen will look slightly different.)

Select “Check Front” to take a photo of the front of the check you’re depositing.

Instructions outlining check field requirements and how to capture the best image will display. Tap “Continue”.

You can choose to take the photo of the check manually or select auto at the top right of the screen. Align your check in the photo frame provided until the app reminds you to hold steady. The app will capture the image when all the information is legible and within the frame. Repeat for the back of the check.

When both the front and back images have been captured and the deposit is ready, click “Deposit Check.” Your check will be processed and, if you’ve set up deposit notifications for that account, you’ll be notified when the amount is posted.

From the dashboard, choose “Savings Goals” from the widget sidebar.

Identify the Savings Share you’d like to assign a goal to and click “New Goal”.

Give your goal a name, assign a category and enter the amount you’d like to save. You can even add an inspiring image as well as the date you’d like to make your purchase. The system will do the math for you to determine how much you’ll need to save each month to meet your goal. When you’re ready, click “Save Goal”.

From the Savings Goals screen, monitor your progress towards your goal(s). Once you’ve met your goal, click "Spend Funds" to transfer your savings into an account where you can make the purchase.

When the transaction is complete, make sure to delete the goal or the system will continue setting aside funds for it.

To set up a budget, select the “Budgets” widget from the widget menu.

Keep track of the budgets you create by customizing the Budget Name Field.

Assign accounts to your budget by selecting the checkbox to the left of the account(s). At least one account must be added to the budget in order to move forward.

Click Add a Category in the Expenses section. Select Expense categories from the drop-down list and enter the amount you want to assign to each category. Continue to select the Add Category button to add as many or as few categories as you’d like.

Click Add a Category in the Income section. Choose from the list of income categories and enter an amount in the field next to it. Select Manage Categories to create your own category.

Select the Create Budget button to generate your budget.

To create additional budgets, select the Settings tab, click on the drop-down menu, and select “Create New Budget”. You can set up as many budgets as you’d like, however only one budget may be assigned to each account.

From the Budgets widget, click on the “Transactions” tab. Select the Budget you want to modify from the “Select Budget” drop-down menu.

Click on the Category field assigned to any transaction, a drop down menu will display. Select the category you want to assign to the transaction by clicking on it. The new category will display next to the transaction you modified.

Select the checkboxes to the left of each transaction entry to edit more than one transaction. Choose “Edit Selected” to categorize of all the selected transactions.

From the Budgets widget, click on the Summary tab to track your total budget progress. Simply select the budget you want to track using the Select Budget drop-down list.

This screen displays any alerts you may have set up for your budgets as well as a list of budgeted accounts and their balances. In addition, it captures your total budget progress for the current month based on the spending and income amounts assigned. Click “Income” or “Spending” to take a closer look at your monthly progress.

To see how your spending aligns with your budget expectations, select “Spending”.

You can compare months by using the date slider to select a previous month’s activity or select “Range” to view several month’s activities at once.

Quickly jump to the budget transactions screen by clicking on a budget category. From there, assign categories to your transactions.

Click the 'Roles' tab to get started.

Choose the 'Add a Role' button, to create a role.

Enter a role name and a description. Use the 'Create Role' button to continue.

Choose the 'Edit' button in the Permissions section to display check boxes.

Check the boxes for the permissions you would like the user to have. Use the 'Save Changes' button to continue.

Choose the 'Edit' button in the Accounts and Limits section, then select 'Add Accounts'.

Check the boxes for the account permissions the user should be allowed to initiate. Then use the 'Assign Accounts' button to continue.

Select the accounts to assign to the role. Accounts are separated into tabs by internal and external accounts.

When accounts have been selected, the 'Assign Accounts' button will reflect the number of selected accounts. Choose this button to continue.

Choose the 'Edit' button in the Limits section to configure limits for selected accounts.

Check the box next to the method you would like to limit and complete additional fields. Use the 'Save Changes' button to complete setting up role limits.

Click the 'Users' tab to get started.

Choose the 'Add a User' button.

Complete all required fields.

From the Users tab, select the user you would like to manage.

Use the 'Edit' button next to the appropriate section. Note: To modify a user’s permissions within a role, you must go through the Roles tab.

Use the "Edit" button next to password then choose the method for sending a new password. Provide a reason for resetting the password then use the "Save Changes" button to continue.

Use the "Edit" button next to security questions. Provide a reason for resetting the questions then use the "Save Changes" button to continue. To delete a user, use the "Delete User" button at the bottom of the page.